If you’re a business owner or an employee in Maryland, chances are you’ve heard of workmans comp. But what exactly is it? How does it work? What are the benefits, and what should you do if the insurance company denies your claim? This article will discuss everything you need about Maryland workmans comp. Read on to learn more.
What is Maryland Workmans Comp?
Workmans comp, or workers’ compensation, is a type of insurance that provides benefits to injured employees. It’s a form of no-fault insurance, meaning employers can’t be sued for workplace injuries as long as they have valid workers’ compensation coverage. Employers must carry Maryland workmans comp insurance unless they meet specific criteria that make them exempt from the requirement.
How Do I File a Claim for Maryland Workmans Comp?
If you suffer an injury while working in Maryland, you must report it to your employer as soon as possible—within 30 days of the date of the accident or illness. The employer then needs to submit a form to their insurance carrier within one week of receiving notification from the employee about their injury. Once the claim has been filed with the insurance carrier, they will review it and determine whether or not benefits should be paid out.
What Are The Benefits Of Receiving Maryland Workmans Comp?
The benefits of receiving Maryland workmans comp insurance vary depending on the severity of your injury and how much time you’ve missed from work due to your injury. Generally speaking, injured workers can expect to receive a percentage of their weekly salary while unable to work due to their injury. They may also be reimbursed for any medical expenses related to their injury and necessary rehabilitation services.
How Can I Get Help If I Need It With My Maryland Workmans Comp Claim?
If you need help filing a claim for Maryland workmans comp, several resources can help you out. The most reliable source for information about filing a claim and understanding your rights as an injured worker is usually your employer’s human resources department or health care provider. You can also contact an attorney specializing in workers’ compensation law if you need more specific advice about your situation.
What To Do If The Insurance Company Denies Your Claim
If the insurance company denies your claim for Maryland workmans comp, don’t panic. You still have options available: first and foremost, you should appeal the decision within 60 days of receiving notice that the claim has been denied. You may also consider hiring a lawyer specializing in workers’ compensation law. They will be able to guide you through the appeals process and help ensure that all paperwork is completed correctly so that your appeal stands a better chance of being successful.
A Breakdown Of Maryland Workmans Comp
Understanding Maryland workmans comp laws can seem daunting at first—but it doesn’t have to be. We hope this guide answers some of your questions about how Workmans comp works in the state so that if ever faced with an on-the-job injury or illness, you’ll know exactly what steps need to be taken next so that you can get back on track quickly and safely. Good luck and thanks for reading.